Assess your business’ potential losses before they happen and take steps to correct the problems.
By its very nature, risk is all about evaluating the probability of accidents and the potential for losses arising from them. Today, many businesses actively manage their operations specifically to reduce or minimize potential loses. Risk Management focuses on how managers’ actions can affect the process.
Many insurance brokers and contractors view insurance as simply a bidding process focused on getting the lowest price. While competitive pricing is a critical part of any company’s insurance program, a successful risk management program focuses on the total costs and potential exposure a company might face. Additional elements to consider include:
- Analysis of exposure and risk tolerance
- Specialized coverage for your industry
- Reviewing internal processes to identify areas of potential exposure to loss
- Loss-sensitive rating models
- Detailed comparison of policy forms
The Kallman Insurance Agency is an expert in the field of Risk Management. We can evaluate your company’s operation to determine the degree of risk and exposure you face and provide recommendations on how to reduce that exposure.
For example, safety procedures and damage control programs of an organization can have a dramatic effect on employee injury rates and on the amount of damage resulting from natural events and acts of humans. Management of employee benefit programs also can have significant effects on the cost of providing these programs.
Insurance protects your business from uncertainty. Risk management helps you identify those unknown factors and take action to reduce the probability of their occurring.
Fill out the quick request form to the right and we’ll schedule your free, no obligation risk assessment, complete with recommendations on how to improve your company’s operations—and your bottom line.
Tom Kallman Insurance provides property and liability coverage for golf courses in South Florida. Call us for a free review of your current insurance plan.
Owners of professional office complexes turn to Tom Kallman Insurance for property and liability coverage for their buildings.
Insurance for hotels is a specialty of Tom Kallman Insurance.
Property and liability insurance for restaurants is vital. Tom Kallman Insurance can provide a total Risk Management evaluation and plan that can save money and prevent loss.
The owner of this warehouse in Weston insures their building with Tom Kallman Insurance. Commercial property owners of all types can benefit from a complete Risk Management review.
Retail property owners want the peace of mind of knowing they’re properly protected against loss. That’s why the owner of this property turned to Tom Kallman for the right coverage.
This South Florida shopping center is one of many insured by Tom Kallman. Our Risk Management evaluation program helps commercial property owners and managers adopt practices and procedures to prevent loss.
Owners of office buildings must deal with many tenants and lots of opportunities for loss or damage. Tom Kallman Insurance has written coverage for many large office buildings in South Florida.